Apple App Store Editors’ Choice

Budgeting, made simple.

Know exactly what you have left to spend today. On your own, or with everyone you share money with.

Just me

Pennies

The award winning budgeting app, trusted for over a decade.

No account and no bank connection
Works on iPhone, iPad and Apple Watch
Weekly, monthly and payday budgets

Everything about Pennies →

Me and my household

Pennies+

The same Pennies, built so a whole household can budget in one place.

Share a budget with up to six people
Everyone sees what’s left, the moment it’s spent
Imports your Pennies budgets in one tap

Everything about Pennies+ →

Compare Pennies and Pennies+ side by side →

The Everyday Money Tracker

Budgeting shouldn't be boring, it should be fun and easy. Pennies is a fresh new way to look after your money and is unlike anything you've ever seen or used before. It's personal finance, made easy. It's your money, made simple.

Super Simple

Add expenses & budgets within a matter of seconds

Healthy Money

Stay up to date with your spending health using simple bold colours

Daily Targets

See what you have to spend today & how it will affect tomorrow

Flexible Budgets

Create unlimited weekly, monthly, one-off or payday budgets

Transfers

Move money between budgets whenever your plans change

Use Worldwide

Use any major currency symbol for any of your budgets

Watch Pennies in Action

What People are Saying

Pennies is the best budgeting app you will ever use. Don't just take our word for it, see what everyone else is saying!

★★★★★

Keeps me on track

Makes me think twice before spending. I like the fact you can create your own budgets with different headings. Easy to use.

by Lizzielois via the App Store

★★★★★

Great - simple and really useful

This is the best financial tracker I've found - no frills, fast and simple to use, and beautifully designed. It's Perfect.

by cecilnsam via the App Store

★★★★★

Simple and effective

This genuinely works, I've cut back on 'pointless' spending and been able to stick to a budget. I don't know what I'd do without it now...

by Casparticus via the App Store

★★★★★

Best budget tracking app there is!

I love this app - the functionality and look and feel are second to none! One of my top 5 apps on my phone! So glad I found it :)

by ChrisP_777 via the App Store

★★★★★

Brilliant budgeting app

Has quickly become part of my daily routine. I think it's the simplicity that makes it great. If Apple made budgeting apps...

by idaveharris via the App Store

★★★★★

Priceless

I use pennies everyday - so easy to track my spending so i dont need to constantly log on to internet banking app - thanks Pennies!

by Jonnyboy R via the App Store

So, which one?

Both apps share the same budgeting DNA. The only question is whether anyone else is in the budget with you.

Just me

Pennies

The award winning budgeting app, trusted for over a decade.

No account and no bank connection
Works on iPhone, iPad and Apple Watch
Weekly, monthly and payday budgets

Everything about Pennies →

Me and my household

Pennies+

The same Pennies, built so a whole household can budget in one place.

Share a budget with up to six people
Everyone sees what’s left, the moment it’s spent
Imports your Pennies budgets in one tap

Everything about Pennies+ →

Compare Pennies and Pennies+ side by side →

Latest from the Pennies Blog

Stay up to date with budgeting tips, app updates, and financial insights to help you make the most of your money.

Introducing Pennies+: Budget Together with Your Whole Household

Pennies+ is the next generation of Pennies, rebuilt from the ground up so couples, families, and flatmates can share budgets...

Sinking Funds Explained: How to Budget Now for the Holidays and Every Other Big Expense

December doesn't have to wreck your budget. Learn how sinking funds turn predictable big expenses like holidays, car repairs, and...

The Ultimate Savings Tracker for Kids: Teach Your Children to Save Money Effectively

Teaching kids to save is easier when they can see their progress. This guide covers savings trackers for kids, age-appropriate...

View All Blog Posts